Financing your new home with Toll Brothers Mortgage Company is simple and stress-free. Our highly experienced professionals guide you through the process to ensure your needs are met and closing is on time.
1
Pre-Qualification
Complete a Mortgage Pre-Qualification Questionnaire
Create a secure Toll Brothers account to access required documents
2
Application
Within 14 days of signing sales agreement, submit mortgage application and required documents
Required documents may include pay stubs, bank statements, and tax returns.
3
Approval
If approved, we issue a Loan Commitment detailing terms and conditions
We will contact you if we need more information.
Types of Loans We Offer
Variety of fixed- and adjustable-rate options
Down payment of less than 20% requires mortgage insurance
Available for primary residences, second homes, and investment properties
Available on conventional, FHA, and VA
Terms ranging from 10 to 30 years
Rate generally lowers as term decreases, but payments are higher because loan is paid down faster
Good option if planning on staying in the house for extended period
Available on conventional, FHA, and VA
Typically has a lower initial interest rate than a fixed-rate mortgage
Initial fixed terms of 3, 5, 7, 10, or 15 years before the first adjustment
Rate caps limit maximum amount rate can change at each adjustment over the life of the loan
Good option if not planning on staying in the house for an extended period or refinancing
A conventional, FHA, or VA loan with a loan amount that exceeds the annual county limits set by Fannie Mae and Freddie Mac
Developed to help first-time home buyers and others who may not meet conventional mortgage requirements
Down payment as low as 3.5%
Flexible qualifying guidelines
Fixed- and adjustable-rate options
May use gift funds for down payment or closing costs (minimum 3.5% from buyer’s own funds)
Up-front mortgage insurance is required (paid at closing or financed) in addition to a monthly premium
Available for primary residence only
Available for active duty, veterans, reservists, and surviving spouses
Down payment is not required for eligible borrowers
Fixed- and adjustable-rate options
Funds allowed for down payment or closing costs
One-time Funding Fee required (unless exempt) and no monthly mortgage insurance
Available for primary residence only
client testimonial
“I appreciate the guidance provided by my Mortgage Loan Specialist and Processor. They were excellent and knowledgeable. I will definitely recommend Toll Brothers Mortgage Company to others.”
